Friendly & Professional

Subject: Keep More Cash in Your Pocket While Buying a Home

Hi [Client’s First Name],

I know how important it is to feel financially comfortable when buying a home—especially with today’s interest rates. I have access to a program that helps lower your monthly payments and keep more cash in your pocket.

With this approach, you can:

✔ Reduce your monthly costs by increasing your down payment—without using all your savings.

✔ Free up cash for home updates, emergencies, or paying off other debt.

✔ Get into a home now without stretching your budget too thin.

Let’s chat about how this can work for you!

Best,

[Your Name]

Simple & Straightforward

Subject: Smart Buying: Reduce Your Monthly Homeownership Costs

“Hi [Client’s First Name],

In a high-price, high-rate market, monthly payments can feel daunting. I have a program to help lower your monthly payments by boosting your down payment without draining your savings.

This can dramatically lower monthly payments, and free up funds for other priorities like debt payoff or home upgrades.

Let’s connect to discuss how we can make homeownership comfortable and sustainable for you.

Best,

[Your Name]

Educational & Informative

Subject: Buy a Home Without Hurting Your Monthly Budget

Dear [Client Name],

With today's elevated interest rates and rising home prices, managing monthly cash flow is more important than ever for homebuyers. As your [Real Estate Agent/Mortgage Loan Officer], I want to share a financial strategy that could make your home purchase more comfortable.

I now offer a smarter way to buy your home while maintaining healthy monthly cash flow:

• Lower your monthly mortgage payment while still building home equity

• Create breathing room in your budget for today's rising costs

• Free up monthly income for other lifestyle priorities or investments

• Reduce financial stress with more manageable housing expenses

Why It Works:

Crib Equity partners with you on the down payment, requiring just 10% from you while they provide the remaining funds. This results in a smaller mortgage amount and lower monthly payments, giving you greater financial flexibility every month.

Imagine having a monthly mortgage payment that's 20% less than what you'd typically pay. What would you do with that extra cash flow each month?

• Invest it for future growth and wealth building

• Absorb the rising costs of everyday expenses in today's economy

• Save for vacations, education, or other important life goals

• Build a stronger emergency fund for peace of mind

• Enjoy your lifestyle without feeling house-poor

The beauty of this approach is the ongoing financial flexibility it provides, month after month, year after year.

I'd love to show you personalized numbers based on your situation. Would you be available for a quick conversation this week?

Sincerely,

[Your Name]